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Looking for mixed-use property financing?
You've come to the right place.


Commercial Direct provides mixed-use property financing nationwide with more flexible options and benefits than traditional lenders.

  • Why Should You Choose Commercial Direct?

  • You get the money you need.
    We have the expertise and flexibility to get deals done. Financing up to 75% for owner-occupied properties and 80% for investors to refinance, get cash-out or purchase.

  • You get rates and terms to meet your needs.
    Up to 30-year fixed rates and terms on some programs.

  • Fast fundings.
    Fast pre-approvals and a streamlined residential-style underwriting process can provide closings in fewer than 60 days.

Get The Cash You Need For:
-Business Expansion
-Consolidating Debt
-Improving Property
-Expanding Inventory
-Purchasing Equipment
-Buying Property
Call 1.800.916.7232

  • What To Expect When Seeking Mixed-Use Property Financing.

Mixed-Use properties are popular property investments yet the approach taken by most lenders can make getting reasonable financing very challenging.

Traditional lenders:
  1. Focus on vacancy rates and operating history.
  2. Don't like to finance investors who live in another city or state.
  3. Require tedious ongoing financial reporting.
  4. Focus on short-term (5 to 10 year) notes with difficult balloon payments. Short terms also force frequent refinancing with the associated costs and risk of payment increases.
  5. Don't allow un-restricted cash-out loans.
  • What Makes Commercial Direct's Approach So Popular?

A specialized focus on the needs of investors and small business owners along with flexible funding options makes affordable mixed-use property financing much easier and faster to obtain.
  • Global Income Approach. Vacancies and cash flow don't tell the whole story. By including the investor's income from all sources, not just the property, Commercial Direct can make financing mixed-use properties much smoother.

  • High financing levels. Programs with up to 75% financing for owner-occupied properties and 80% for investors helps owners put their cash to more productive use.

  • Investor-friendly. Commercial Direct does not require owner occupancy for mixed-use properties.

  • Up to 30-year fixed rates and terms on some programs. With loan terms ranging from 15 to 30 years for mixed-use property financing, Commercial Direct allows you to better manage your business cash flow. Longer loan terms allow you to lower your monthly payment and control the speed at which you build equity.

  • Unlimited cash-out refinancing allowed for mixed-use properties. Use your cash to perform property improvements, invest in additional real estate, or to enhance your business where you need it most.

  • Your Next Steps for Financing A Mixed-Use Property.
Get pre-approved and speak to a Commercial Loan Specialist today. Pre-approval is free and has no obligations. It's the fastest and easiest way to learn the best options for you, and the first step to receiving the cash you need.

   Call 1.800.916.7232

  • Mixed-Use Postings from Art of the Loan Blog
    High LTV on a vacant mixed-use in Pennsylvania... More

    $360,000 for a mixed-use property financing in Delaware... More






What is Considered Mixed-Use Property?

Mixed-use properties must include at least one commercial component (office, retail, etc.) and at least one residential component. Typical mixed-use properties are units with a business on the ground floor and apartments upstairs.




Commercial financing expert Mike Boggiano is passionate about helping borrowers get their deals funded.

Read his latest postings.

High LTV on a vacant mixed-use in Pennsylvania... More

$360,000 for a mixed-use property financing in Delaware... More

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