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Looking for light industrial financing?
You've come to the right place.


Commercial Direct provides light industrial property financing nationwide with more flexible options and benefits than traditional lenders.

  • Why Should You Choose Commercial Direct?

  • You get the money you need.
    We have the expertise and flexibility to get deals done. Financing up to 75% for owner-occupied properties and up to 80% for investors to refinance, get cash-out or purchase.

  • You get rates and terms to meet your needs.
    Up to 30-year fixed rates and terms on some programs.

  • Fast fundings.
    Fast pre-approvals and a streamlined residential-style underwriting process can provide closings in fewer than 60 days.

Get The Cash You Need For:
-Business Expansion
-Consolidating Debt
-Improving Property
-Expanding Inventory
-Purchasing Equipment
-Buying Property
Call 1.800.916.7232

  • What To Expect When Seeking Light Industrial Financing.

Light industrial properties are popular property investments yet the approach taken by most lenders can make getting reasonable financing very challenging.

Traditional lenders:
  1. Focus on vacancy rates and operating history.
  2. Don't like to finance investors who live in another city or state.
  3. Require tedious ongoing financial reporting.
  4. Focus on short-term (5 to 10 year) notes with difficult balloon payments. Short terms also force frequent refinancing with the associated costs and risk of payment increases.
  5. Don't allow un-restricted cash-out loans.
  • What Makes Commercial Direct's Approach So Popular?

A specialized focus on the needs of investors and small business owners along with flexible funding options makes affordable light industrial property financing much easier and faster to obtain.
  • Global Income Approach. Vacancies and cash flow don't tell the whole story. By including the investor's income from all sources, not just the property, Commercial Direct can make financing light industrial property much smoother.

  • High financing levels. Programs with up to 75% financing for owner-occupied properties and up to 80% for investors helps owners put their cash to more productive use.

  • Investor-friendly. Commercial Direct does not require owner occupancy for light industrial properties.

  • Up to 30-year fixed rates and terms on some programs. With loan terms ranging from 15 to 30 years for light industrial financing, Commercial Direct allows you to better manage your business cash flow. Longer loan terms allow you to lower your monthly payment and control the speed at which you build equity.

  • Unlimited cash-out refinancing allowed for light industrial properties. Use your cash to perform property improvements, invest in additional real estate, or to enhance your business where you need it most.

  • Your Next Steps for Financing A Light Industrial Property.
Get pre-approved and speak to a Commercial Loan Specialist today. Pre-approval is free and has no obligations. It's the fastest and easiest way to learn the best options for you, and the first step to receiving the cash you need.

   Call 1.800.916.7232

  • Light Industrial Postings from Art of the Loan Blog
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What is Considered Light Industrial Property?

Light Industrial properties are small size facilities where no heavy manufacturing or specialized industrial operations take place. Office space within light industrial properties varies from 3% to 25% of the entire area. Structures must include sufficient lighting and plumbing to accommodate personnel. Typical uses found in light industrial properties consist of home service industries, assembly processes, cabinet making, etc. Missing from these properties is any type of heavy machinery, cranes, hazardous materials or welding operations.




Commercial financing expert Mike Boggiano is passionate about helping borrowers get their deals funded.

Read his latest postings.

30-Year Loan on a Light Industrial Property... More

Paint contractor purchases industrial building in Ohio... More

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