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    (5 + Units)

Looking for apartment building financing?
You've come to the right place.


Commercial Direct provides apartment building financing nationwide with more flexible options and benefits than traditional lenders.
  • Why Should You Choose Commercial Direct?

  • You get the money you need.
    We have the expertise and flexibility to get deals done. Financing up to 75% for owner-occupied properties and 80% for investors to refinance, get cash-out or purchase.

  • You get rates and terms to meet your needs.
    Up to 30-year fixed rates and terms on some programs.

  • Fast fundings.
    Fast pre-approvals and a streamlined residential-style underwriting process can provide closings in fewer than 60 days.

Get The Cash You Need For:
-Business Expansion
-Consolidating Debt
-Improving Property
-Expanding Inventory
-Purchasing Equipment
-Buying Property
Call 1.800.916.7232

  • What To Expect When Seeking Apartment Building Financing.

Apartment buildings are popular property investments yet the approach taken by most lenders can make getting reasonable financing very challenging.

Traditional lenders:
  1. Focus on vacancy rates and operating history.
  2. Don't like to finance investors who live in another city or state.
  3. Require tedious ongoing financial reporting.
  4. Don't allow un-restricted cash-out loans.
  • What Makes Commercial Direct's Approach So Popular?

A specialized focus on the needs of investors and small business owners along with flexible funding options makes affordable apartment building financing much easier and faster to obtain.
  • Global Income Approach. Vacancies and cash flow don't tell the whole story. By including the investor's income from all sources, not just the property, Commercial Direct can make financing apartment buildings much smoother.

  • High financing levels. Programs with up to 75% financing for owner-occupied properties and 80% for investors helps owners put their cash to more productive use.

  • Investor-friendly. Commercial Direct does not require owner occupancy for apartment buildings.

  • Up to 30-year fixed rates and terms on some programs. With loan terms ranging from 15 to 30 years for apartment building financing, Commercial Direct allows you to better manage your business cash flow. Longer loan terms allow you to lower your monthly payment and control the speed at which you build equity.

  • Unlimited cash-out refinancing allowed for apartment buildings. Use your cash to perform property improvements, invest in additional real estate, or to enhance your business where you need it most.

  • Your Next Steps for Financing An Apartment Building.
Get pre-approved and speak to a Commercial Loan Specialist today. Pre-approval is free and has no obligations. It's the fastest and easiest way to learn the best options for you, and the first step to receiving the cash you need.

   Call 1.800.916.7232

  • Apartment Building Postings from Art of the Loan Blog
    Be Smart About Commercial Mortgage Interest Rates... More

    Commercial property owners: Time to refinance... More

    Apartment building commercial mortgage for a couple in Tennessee - $160,000... More






What is Considered an Apartment Building?

Apartment buildings are properties containing five or more living units with common area amenities such as lobby, mechanical space, walks, elevators, entrances, stairs or grounds. Units must be rented on a non-temporary basis, such that tenants consider their unit their permanent residence. Apartment buildings are also known as multi-family housing.




Commercial financing expert Mike Boggiano is passionate about helping borrowers get their deals funded.

Read his latest postings.

Be Smart About Commercial Mortgage Interest Rates... More

Commercial property owners: Time to refinance... More

Apartment building commercial mortgage for a couple in Tennessee - $160,000... More

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